At Utah BK Pros, we are dedicated to helping individuals and businesses regain control of their financial future. Our team specializes in bankruptcy services, financial coaching, and credit repair, empowering you with the knowledge and tools to move forward with confidence. Whether you're overwhelmed by debt, looking to rebuild your credit, or planning for long-term financial success, we're here to support you every step of the way.
We take a client-centered approach to financial recovery, tailoring our services to meet your unique needs. We’re here to guide you with compassion through every challenge, empowering you with the knowledge and tools to build a stable future.
Integrity:
Transparency and honesty guide everything we do.
Compassion:
We understand the emotional toll of financial hardship and offer support throughout the process.
Professionalism:
With decades of experience, our team provides top-tier advice to help you navigate financial challenges.
Community:
We believe in supporting and strengthening our local community by helping individuals and businesses achieve financial stability.
1. Eligibility: A means test determines if you qualify.
Chapter 7 bankruptcy can eliminate overwhelming debt and provide a fresh financial start. Here's how it works:
A. Filing Process: The filing process involves halting collections and liquidating non-exempt assets
B. Debt Discharge: Many unsecured debts like medical bills and credit card debt can be eliminated.
We provide support every step of the way, ensuring you understand the process and can move forward with a clear plan for rebuilding your financial future.
Chapter 7 Bankruptcy, sometimes called “liquidation bankruptcy”, is the most common form of bankruptcy. It is intended for people who make at or below the median income in Texas, and can be utilized by private individuals and couples, as well as some business corporations and partnerships.
Chapter 13 bankruptcy allows people in debt to set up a repayment plan to pay off all or part of their debt over the course of around 3-5 years from their future income. It is usually most helpful for people who have a guaranteed way to pay for future installments with their income.
Chapter 13 bankruptcy allows you to restructure your debt and keep your assets. This option works well if you have a steady income and need to protect your home or car.
1- Keep Your Assets: Chapter 13 helps you avoid foreclosure and repossession.
2- Repayment Plan: You’ll follow a structured repayment plan over 3-5 years.
3- Stop Creditor Harassment: Chapter 13 halts creditor actions while you repay your debts.
Still unsure? We offer a free consultation to help you decide if Chapter 13 is the best path for your financial recovery.
A Lifesaver During a
Tough Time
"Utah BK Pros helped me navigate the bankruptcy process with ease. Their team was compassionate and professional, and now I have a clear path toward financial recovery."
— Mark L.
Professional, Compassionate, and Reliable
"I was facing overwhelming debt, but Utah BK Pros gave me hope and helped me rebuild my financial future. Their team truly cares about their clients.."
— Jessica M.
Helped Me Get My Business Back on Track
"As a small business owner, Utah BK Pros made the bankruptcy process manageable. Their advice and support have been invaluable in restructuring my business."
— David S.
We believe that financial education is key to long-term success. Explore our Financial Education Hub for resources, articles, and tools to help you rebuild your financial life.
Featured Articles:
1- 10 Steps to Rebuilding Your Credit After Bankruptcy
2- Budgeting Basics: How to Regain Control of Your Finances
Tools & Resources:
1- Budgeting Templates
2- Credit Monitoring Tools
3- Financial Goal-Setting Worksheets
1- Comprehensive Services: From bankruptcy filings to credit repair and financial coaching, we cover all aspects of financial recovery.
2- Experienced Professionals: With over 26 years of combined experience, we help clients navigate financial challenges with confidence.
3- Local Experts: We understand the financial laws in Utah and tailor our services to ensure the best results for our local clients.
Monday – Friday: 9:00 AM – 5:00 PM
Saturday: By Appointment Only
Sunday: Closed
Address: 3268 Washington Blvd, Ogden, Utah, United States
Phone: (435) 244-5800
Email: [email protected]
Monday – Friday: 9:00 AM – 5:00 PM
Saturday: By Appointment Only
Sunday: Closed